Finance & Payments

Smile now, spread the cost with Kingswater finance

We’ve partnered with a specialist healthcare finance provider so you can split the cost of treatment into manageable monthly payments, subject to status.

Contact Info

Why our patients choose finance

Many of our patients prefer to spread the cost of their dental care instead of paying everything in one go. Finance can make treatment feel more manageable and less stressful.

Spread the cost of treatment

Break the total cost into monthly payments, instead of paying everything upfront.

Interest-free options available

For eligible treatments and terms, you may be able to spread the cost with 0% interest. Specific options will be shown in the finance portal, subject to status and terms.

Quick online decision

You can usually complete your application in just a few minutes and get an instant decision online.

Start treatment sooner

Finance can help you go ahead with recommended treatment sooner, rather than delaying for cost reasons.

How Kingswater finance works

We agree your treatment plan

After your consultation, we’ll talk you through your options and agree a treatment plan and costs with you.

Apply online in minutes

If you decide finance is right for you, you can check your eligibility and complete your application online – usually in just a couple of minutes, with a fast decision.

You receive a secure link

You’ll receive an email with a secure link to our finance portal. Here you can view your treatment details and the finance options available to you.

Is dental finance right for me?

Finance can be a really helpful way to spread the cost of treatment, but it won’t be the best option for everyone. Before you apply, it’s important to think about whether you can comfortably afford the monthly repayments over the full term.

If you’re unsure, our team at Kingswater Dental Practice can talk you through your treatment options and costs so you can make a decision that feels right for you.

Frequently Asked Questions

Finance is typically available for many of our private treatments, including cosmetic and restorative dentistry. We’ll confirm what’s available, along with any minimum or maximum amounts, during your consultation.

The minimum and maximum amounts, and the available repayment terms, are set by the lender. When you go through to the finance portal, you’ll see the options available for your treatment, including any interest-free terms (where applicable).

Depending on the option you choose, a deposit may be required. All of this will be shown clearly in the online application before you decide.

The finance provider will explain how any checks are carried out and how they may impact your credit file during the application process. You’ll see this information clearly in the portal before you submit an application.

For more detailed information, you can read the full FAQs and important information in our secure finance portal when you follow the link above.

Important information

Kingswater Dental Practice is a credit broker, not a lender. We can introduce you to finance products provided by Zopa Bank Limited trading as DivideBuy. 

Finance is subject to status and affordability. Terms and conditions apply.

Our finance portal is powered by Practi. Regulated credit agreements are provided by Zopa Bank Limited trading as DivideBuy. Credit is subject to status. T&Cs apply.